Simple, Ethical & Non-Interest Pricing
Pay per member. Every one costs less than the last.
Your first 10 members are free. After that it is a transparent fixed service fee for hosting, ledgers and security — billed to the cooperative, never a percentage of your members’ savings, and never applied to an interest-free relief balance.
15001,000+
₦4,800/mo
for 50 members on Operations & Ledger
- average per member, per month
- ₦96
- what your next member costs
- ₦120
Pass-Through Micro-Levy
Only ~₦3.20/day (~₦96/mo) per member
Societies easily budget this via a member passbook levy, making the software self-funding.
Operations & Ledger rates
- Members 1–10
- Free
- Members 11–100
- ₦120 each
- Members 101–300
- ₦80 each
- Members 301–1000
- ₦50 each
- Members 1001 and beyond
- ₦30 each
- Enterprise Monthly Cap
- ₦75,000 max
Start free for 30 days
Billed to the cooperative, never to a member. No card stored, nothing auto-debited.
The two ways to run a cooperative
Included at every size, in both modes
- Member savings, shares and withdrawals
- A dedicated account number for every member, once KYC-verified
- Asset financing, interest-free relief and credit records
- Minute book, resolutions and full audit log
- Ethics board audit portal
- Unlimited admin seats
- Email and WhatsApp support
| What differs | Operations & Ledger | Autonomous Financial |
|---|---|---|
| Where the cooperative's money sits | In your own bank account, which you provide | In dedicated accounts the platform provisions |
| Purpose pools (projects, levies, welfare) | Collect into the pool's own external account | Dedicated account per pool |
| What you supply at setup | Your cooperative bank account details | Nothing — accounts are issued for you |
Pricing & Ethical Governance FAQ
Start with 30 days free
No card required, and nothing to pay at all until you pass 10 members.